BankruptNews's Summary:

New Millennium Bank offers a guaranteed credit approval for you, without a credit check! Receive a credit limit up to $10,000** (with both cards) in secured credit! You'll also receive cardholder rewards, see rewards below. NMB offers the following benefits with their Platinum card:

• Approval Guaranteed, regardless of income or credit history and status
• Complimentary online account management and payments
• No Credit Checks!
• Reports to three major credit bureaus: Equifax, TransUnion, and Experian

Additional benefits include the following:

• Emergency cash transfers
• Free accident insurance of $150,000!
• Free auto rental insurance
• Free extended warranty protection

After receiving your processing fee, New Millenium Bank will send you instructions via email on how to redeem a Free Companion Airfare, which you can use to travel with a travel companion to most major US cities when purchased with one adult round trip airfare!

Along with a Free Companion Airfare, you will also be enrolled in The World's Best Travel Club.com where you can receive discounts on all your travel needs. For example, your first condo booking through The World's Best Travel Club.com will earn you a cash rebate of $69.00**!

Your credit line will be equal to and secured by your New Millennium Bank Savings account (Minimum deposit $300, Maximum deposit $5,000 per card)*

The New Millenium Bank Platinum Card provides a great way for consumers to improve their credit while enjoying platinum rewards at the same time.